Home    Loan Center    Products    About Us    FAQ    Resources  
  My Account Login  
  Apply Now  
  Contact Us  
Products

South Pacific Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Mortgage Products Highlight
First Time Homebuyer Home Improvement Funding
Debt Consolidation Streamline Refinance
Purchase Bad Credit? Minimal Credit??  No Problem!
No Cost & Low Cost Refinances Conventional, FHA & VA Loans
Home Equity Loans No Qualifying Loans
New Home Loans Property Loans
100% Loan to Value (LTV) Bridge Loans
90% LTV Non-Owner Occupied Home Equity Loans Up To 100%
Low Ratio Loans Conventional, FHA & VA to 103%
JUMBO Loans Low Down Payment Loans
Reverse Mortgages Buy-down Loans
CalPERS & CalSTRS Programs For additional information, see below


Specific Products Only Found at ALPAC Funding
Flexible Underwriting
Many other Products Available just ask us.
Call or e-mail us

  We say OK when others say maybe!  Call us now!

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.